If you want to use our Payments API and you don't have a paybill, we can help you raise one.
It takes us two days (48 hours) to raise you any shortcode (paybill, bulk payment shortcode, till number).
The requirements for getting a paybill are here and the form is here.
The requirements for getting a bulk payment shortcode are here and the form is here
Once you have the KYC and the forms filled, email them to firstname.lastname@example.org
Have further questions, email them to email@example.com